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How
to
Retire
in
Nicaragua

We
all
dream
of
our
retirement.
When
we
plan
to
retire,
where
we
want
to
move
to,
what
we
want
to
do
with
those
golden...

We
all
dream
of
our
retirement.
When
we
plan
to
retire,
where
we
want
to
move
to,
what
we
want
to
do
with
those
golden
years
where
we
no
longer
have
to
work
full
time.
Enmeshed
within
those
fantasies
is
the
careful
planning
and
consideration
for
that
glorious
retirement.
The
logistics
that
follow
our
dreams
are
like
a
fair-weathered
friend.
The
cost,
the
stability,
and
what
lies
ahead
are
big
decisions.
One
thing
is
certain,
though:
your
retirement
should
be
a
beautiful
adventure!
 

Why Retire in Nicaragua?

In
recent
years,
more
and
more
people
have
chosen
to
retire
in
Nicaragua
,
and
for
good
reason.
Nicaragua
has
become
a
premier
retirement
destination
with
its
warm
climate,
cultural
richness,
and
affordability.

Affordability 

There
are
many
factors
to
consider
when
choosing
where
to
retire,
and
affordability
is
undoubtedly
one
of
them.
Nicaragua
is
exceptionally
affordable,
especially
when
compared
to
US
and
Canadian
cities.
A
couple’s
monthly
expenses
can
range
from
$1,000–$2,500/month,
with
a
single
person’s
monthly
expenses
often
coming
in
at
less
than
$1,000/month.
 

According
to
the
Bureau
of
Economic
Analysis,
retiring
in
Florida
costs
an
average
of
over
$4,000/month.
 

Choosing
Canada
as
a
retirement
option
will
cost
roughly
C$3,643/month
per
person.

Pleasant Climate

Nicaragua
boasts
a
warm,
tropical
climate
year-round,
making
it
a
wonderful
place
to
retire.
Enjoying
the
country’s
many
beaches
and
lush
greenery
is
enough
of
a
reason
to
never
want
to
leave!

Cultural Richness

If
you’re
looking
to
retire
in
a
place
filled
to
the
brim
with
vibrant
culture,
festivals
,
traditions,
and
a
hospitable,
kind
community,
then
Nicaragua
is
definitely
where
you
should
be.
Nicaragua’s
large
expat
community
helps
newcomers
adjust
to
the
Nicaraguan
way
of
life
—
one
steeped
in
kindness,
generosity,
and
connection.
 

Retirement Incentives

Retiring
in
a
foreign
country
may
seem
like
an
overwhelming
endeavor,
but
Nicaragua
offers
many
retirement
incentives.
Chief
among
them
is
their
Retired
or
Pensioner
Visa
program.
The
only
requirements
to
obtain
this
visa
are
to
be
at
least
45
years
old
and
have
a
minimum
$1,000
fixed
monthly
income.
 

According
to
The
Wandering
Investor
,
you
will
need
the
following
documentation
to
secure
your
visa:

Real Estate Options for Retirees

Nicaragua
has
so
much
to
offer,
including
various
housing
options
for
retirees
—
from
beachfront
properties
to
countryside
community
homes,
gated
communities,
and
rural
estates.
 

Buying Process

Nicaragua
offers
incentives
for
foreign
investors,
such
as
lower
entry
prices
and
high
rental
yields
in
tourist
areas
.
The
process
for
buying
a
home
in
Nicaragua
is
more
complex
than
in
the
US,
and
it
is
highly
suggested
that
you
work
with
a
local
real
estate
lawyer
as
your
first
step.
They
will
be
able
to
help
guide
you
in
the
home-buying
process
as
well
as
protect
you
through
the
many
legal
complexities.
 

According
to
SmartAsset.com
,
the
buying
process
is
as
follows:

  1. Hire a local real estate attorney
  2. Upon finding your dream home, a verbal offer is agreed upon by the buyer and the seller of the property
  3. A deposit of 5–15% is given to the seller 
  4. The closing process is then outlined

From
there,
the
lawyer
handles
the
necessary
closing
documents,
including
the
request
for
Libertad
de
Gravamen,
which
includes
property
records
and
any
issues
with
the
sale.
Your
lawyer
will
then
draw
up
a
new
deed
for
both
you
and
the
seller
to
sign,
upon
which
the
final
amount
will
be
transferred
to
the
seller.
Finally,
buyers
must
pay
the
revenue
office
4%
of
the
value
of
their
new
home.
 

Location, Location, Location!

Nicaragua
has
many
beautiful
places
to
settle
down
in.
Choosing
your
retirement
location
depends
on
your
preferences
and
lifestyle.
Perhaps
you’d
like
to
retire
in
one
of
Nicaragua’s
historic
cities,
or
maybe
you’d
prefer
living
the
breezy
life
with
a
beachfront
property
instead.
 

San
Juan
del
Sur
is
a
quintessential
beach
town.
It
offers
22
immaculate
beaches,
a
colorful
and
lively
community,
and
the
perfect
balance
of
beach
and
small-city
life.
 

Granada
is
known
as
the
Americas’
most
beautiful
colonial
town,
and
for
good
reason!
Steeped
in
rich
cultural
history,
the
architecture
is
truly
remarkable.
Don’t
worry;
you’ll
still
be
near
the
water.
Granada
is
located
right
on
the
shore
of
the
19th
largest
lake
in
the
world,
Lake
Cocibolca.
Granada
has
a
large
expat
community,
making
this
larger
city
an
excellent
place
for
newcomers
to
experience
the
perfect
blend
of
Nicaraguan
culture
and
a
taste
of
home.
 

Leon
is
considered
a
“more
authentic”
Nicaraguan
city.
It
is
the
second-largest
city
in
Nicaragua,
and
its
charm
and
history
are
unmatched.
 

Cost of Living and Healthcare

According
to
Invest
Nicaragua
,
homeowner
expenses
can
be
expected
to
be:

Property
costs
are
broken
down
as
follows:

Healthcare System

Nicaragua
offers
community-based,
free
public
health
care
.
The
country’s
Human
Development
Plan
offers
92
health
centers,
1,233
health
posts,
and
178
“mother
houses”
for
labor,
nursing,
and
pregnancy
assistance.
Unlike
in
the
US,
Nicaragua’s
free
health
care
covers
services
that
Medicare
often
doesn’t,
including
dental
care,
hearing
aids,
glasses,
and
pharmaceuticals
.
 

Expat Community and Social Life

Nicaraguans
are
welcoming
and
kind
people.
A
large
number
of
expats
currently
live
in
Nicaragua
as
well,
making
the
transition
to
living
in
this
beautiful
country
much
easier
than
in
most
places.
 

Cultural Integration

Integrating
into
the
community
and
culture
is
essential
when
moving
somewhere
new,
and
Nicaraguans
and
the
expat
community
know
how
to
help.
Whether
you’re
Nicaraguan,
an
expat,
or
a
tourist,
the
communities
in
Nicaragua
always
look
out
for
each
other
and
offer
a
helping
hand
when
they
can.
Showing
an
effort
to
embrace
the
local
heritage,
learn
the
language,
and
engage
with
the
community
will
go
a
long
way
with
the
locals.
 

Activities and Lifestyle

There
are
many
local
and
expat
community
activities
that
newcomers
can
join
when
they
move
to
Nicaragua.
From
hiking
groups
to
book
clubs,
surf
clubs
,
and
volunteer
opportunities,
there
are
many
ways
to
get
to
know
your
community
and
make
new
friends!
The
country
offers
so
much
to
see
and
do,
allowing
you
to
find
your
bliss
while
finding
your
tribe.
 

Rancho Santana Can Help You Retire in Nicaragua

Whether
you’re
retired,
planning
for
the
future,
or
just
dreaming,
retiring
in
Nicaragua
is
an
excellent
option
for
anyone
looking
to
make
the
most
of
their
new
journey.
From
a
warm
and
inviting
expat
and
local
Nicaraguan
community
to
the
country’s
affordability
and
tranquil
life,
Nicaragua
is
sure
to
be
your
favorite
retirement
destination.
 

Retiring
should
be
a
fun
and
exciting
new
chapter
in
your
life,
and
Rancho
Santana
is
here
to
help.

Visit our Real Estate Property Page to learn more and find your dream home!

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